TechPhonesWhat can I do to secure my pocket info?Are we carrying too much of our financial lives around with us? If so, asks Jon Bentley, what can we do to make ourselves less vulnerable?When you purchase through links on our site, we may earn an affiliate commission.Here’s how it works.
TechPhonesWhat can I do to secure my pocket info?Are we carrying too much of our financial lives around with us? If so, asks Jon Bentley, what can we do to make ourselves less vulnerable?When you purchase through links on our site, we may earn an affiliate commission.Here’s how it works.
Are we carrying too much of our financial lives around with us? If so, asks Jon Bentley, what can we do to make ourselves less vulnerable?
When you purchase through links on our site, we may earn an affiliate commission.Here’s how it works.
(Image credit: Getty Images)
(Image credit: Getty Images)
Then they’d steal the phone and change the passcode, change the face in FaceID, the password in AppleID, turn off Find MyiPhone, and render the passwords in a keychain unusable, all within a minute or two.
The very device that institutions use to try and protect you is the one that’s been nicked. Some banks have been sufficiently concerned about your phone’s vulnerability to start generating their own versions of your biometric identity, which they store on their servers rather than locally on your phone.
(Image credit: Apple)
(Image credit: Apple)
Are these precautions enough? I called Ken Munro of cyber security experts Pen Test Partners. He’s of the view that, balancing the risks, people should still “bank using their phone rather than web apps, because it’s much more likely that someone would compromise your home PC”. He added that Stolen Device Protection is “one of the best things Apple has done” and that you should switch it on. His major worry, at least for iPhone users, is elsewhere – the recent EU ruling that forces the company to open their phones up to other app stores. “That changes things to my mind, because while Apple is good about keeping rogue apps out of its app store… this potentially exposes customers to bad app stores.”
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For the moment, Ken’s words reassured me that I wasn’t quite as vulnerable as I’d feared. I don’t think I’ll abandon my financial apps wholesale and go back to banking purely in a browser. But I might rehearse what to do if my phone gets stolen – an emergency disaster planning scenario that will help me be more effective if the nightmare becomes reality.
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